2025 Irmaa Brackets Married Jointly Calculator. In 2024, if your 2022 income exceeded $103,000 (for an individual return) or $206,000 (for a joint return), you will pay an extra amount on top of your plan’s part b and part d premiums. Base premium ($185.00) + irmaa adjustment ($ 0) monthly part d irmaa $ 0.

Once the irmaa calculations are done, cms notifies the social security administration (ssa) so we can make irmaa determinations. Couples who tie the knot don’t just share a life together;